Virement Permanent

it is an automatic and repetitive transfer process that is carried out for the same amount, on the same date and for the same beneficiary. These are fixed by the customer in advance in his membership agreement

There are two types of permanent transfer:
1. Intra-bank transfer: from a BDL account to a BDL account, you order transfers for a beneficiary or for one of your accounts in the same bank;
2. Interbank transfer: from a BDL account to an account domiciled in another bank, you order a transfer for a beneficiary in another local bank or to one of your accounts domiciled in another bank or 'Algeria post.

The permanent transfer is intended for any natural or legal person holding a BDL account.

The permanent transfer allows you to :
1. Pay your rent, settle your debts and also your bills to your suppliers;
2. Pay alimony or subsidize the needs of your spouse, children or family;
3. Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other).

When you subscribe to permanent transfer, you have the possibility of benefiting from:
1. A CIB BDL interbank card;
2. Access to the BDL mobile application;
3. A savings account with or without remuneration;
4. El Amane insurance.

This type of transfer concerns all bank accounts authorized to execute transfers domiciled at Banque BDL with the exception of currency accounts.

The membership fees for the permanent transfer service are 1,000 DA upon signing the Agreement.

TheAgreement is valid until it is terminated by the customer concerned.

Indeed, the customer's account must be domiciled at the Banque de Développement Local - BDL.