BDL online merchant
What is it?
The BDL merchant web offer allows merchants (or other service providers) to be able to sell their products and services on the Internet by accepting payment by CIB and EDAHABIA card. This process, commonly called « e-payment », also allows online bill payment.
Eligibility
The web merchant integration process is intended primarily for merchants but may also concern any other online sales entity, or service provider that can be paid online..
Features
The merchant web merchant can collect sales, in complete security :
Types of cards accepted
By becoming a web merchant, you can collect your online sales from any type of CIB card issued by all banks in Algeria as well as the EDAHABIA card from Algeria Post.
Advantage of having online payment for Web merchants
Choose the BDL to support you in the certification process of your website and benefit from the following advantages:
Validity
FAQ
"E-payment" is payment on the Internet by interbank card (CIB) and EDAHABIA card from Algérie Poste, it allows the customer carrying the card to settle (pay) a purchase transaction (on a site of a merchant/Web merchant) or payment of an invoice (on the site of major invoice providers) via the Internet.
1. Optimization of the availability of your products (available 24/7)
2. The increase in your turnover thanks to customers carrying the CIB card and EDAHABIA card who make their purchases online;
3. Transactions are guaranteed and secured by the bank once accepted;
4. Online payment is a modern means of payment which constitutes for the web merchant a means of differentiation from the competition;
5. Support by a sales force present throughout the national territory;
6. Online payment is secure thanks to the receipt by the cardholder of a dynamic confidential code “OTP” (One Time Password);
7. Online payment offers your customers great simplicity of payment and a reinforced guarantee;
8. Thanks to this new method of payment, your customers no longer travel, they gain comfort and you save time;
9. Online payment is free for the cardholder (no commission charged).
2. The increase in your turnover thanks to customers carrying the CIB card and EDAHABIA card who make their purchases online;
3. Transactions are guaranteed and secured by the bank once accepted;
4. Online payment is a modern means of payment which constitutes for the web merchant a means of differentiation from the competition;
5. Support by a sales force present throughout the national territory;
6. Online payment is secure thanks to the receipt by the cardholder of a dynamic confidential code “OTP” (One Time Password);
7. Online payment offers your customers great simplicity of payment and a reinforced guarantee;
8. Thanks to this new method of payment, your customers no longer travel, they gain comfort and you save time;
9. Online payment is free for the cardholder (no commission charged).
The permanent transfer is intended for any natural or legal person holding a BDL account.
The permanent transfer allows you to:
- Pay your rent, settle your debts and also your bills to your suppliers;
- Pay alimony or subsidize the needs of your wife, children or family;
- Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other).
When you subscribe to permanent transfer, you have the possibility of benefiting from:
- A CIB BDL interbank card;
- An e-banking account;
- A savings account with or without remuneration;
- El Amane insurance;
- Coupling-clipping.
To benefit from the permanent transfer that the BDL makes available to you, all you have to do is go to one of the Bank's commercial branches closest to you in order to subscribe to the permanent service of the BDL by filling out a subscription form.
Yes, when you subscribe to the BDL permanent transfer service, you must pay 1,000 DA contract fees.
The operation of the permanent transfer comes into force from the date of signature and delivery of the form (contract).
The contract is valid until it is terminated by the customer concerned.
Indeed, the customer's account must be domiciled at the Banque de Développement Local - BDL.
No, the permanent transfer is not maintained if the authorizing account is not funded. You must ensure that the funds in your account are sufficient. Otherwise, the transfer order may be rejected.
The permanent transfer can be triggered on a date fixed beforehand (according to the customer's choice), the effective date and the period of validity must be fixed by the customer.
This frequency can be set as:
This frequency can be set as:
- Daily;
- Weekly;
- Monthly;
- Quarterly;
- Half-yearly;
- Annually.
The amount must be determined by the customer according to the following conditions:
- Internal Transfer:
- - Minimum amount: 500 DA;
- Maximum amount: Unlimited. - External transfer:
- - Minimum amount: 500 DA;
- Maximum amount: Less than 1,000,000.00 DA.
No, the permanent transfer can only be ordered for one beneficiary.
Yes, the transfer can be ordered for the benefit of a CCP account like any other external type transfer to a beneficiary domiciled in another bank.
Thanks to the e-bdl offer, you can access your account remotely via the internet, which allows you to monitor your transfer transactions.
The operation of the permanent transfer is as follows:
- Issuing account: Transfer issued from a BDL account (regardless of the GL) except currency;
- Account Receiver: Transfer received (regardless of GL and direct debit) except currency;
- Transfer amount: according to the threshold set by the customer;
the permanent transfer commission is 10 DA regardless of the type of transfer.
Yes, the client has the option of terminating their subscription to the BDL standing order service at any time. However, it will be necessary to have made a first transfer.
This step involves the presentation of the account holder at his branch, with a request for termination of contract.