Permanent Transfer
What is it?
It is a process that allows you to program an automatic and repetitive transfer on a date and a beneficiary of your choice.
Type of accounts concerned
Eligibility
This service is intended for BD customers.
Type of transfer
How to suscribe
Get closer to the BDL
Go to one of our BDL branches;
Subscribe
Sign up for a permanent transfer;
Manage your expenses
Take advantage of automated management of your assets.
FAQ
it is an automatic and repetitive transfer process that is carried out for the same amount, on the same date and for the same beneficiary. These are fixed by the customer in advance in his membership agreement
There are two types of permanent transfer:
1. Intra-bank transfer: from a BDL account to a BDL account, you order transfers for a beneficiary or for one of your accounts in the same bank;
2. Interbank transfer: from a BDL account to an account domiciled in another bank, you order a transfer for a beneficiary in another local bank or to one of your accounts domiciled in another bank or 'Algeria post.
1. Intra-bank transfer: from a BDL account to a BDL account, you order transfers for a beneficiary or for one of your accounts in the same bank;
2. Interbank transfer: from a BDL account to an account domiciled in another bank, you order a transfer for a beneficiary in another local bank or to one of your accounts domiciled in another bank or 'Algeria post.
The permanent transfer is intended for any natural or legal person holding a BDL account.
The permanent transfer allows you to :
1. Pay your rent, settle your debts and also your bills to your suppliers;
2. Pay alimony or subsidize the needs of your spouse, children or family;
3. Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other).
1. Pay your rent, settle your debts and also your bills to your suppliers;
2. Pay alimony or subsidize the needs of your spouse, children or family;
3. Fund your own account (example: order a transfer from the BDL savings account to your BDL checking account or other).
When you subscribe to permanent transfer, you have the possibility of benefiting from:
1. A CIB BDL interbank card;
2. Access to the BDL mobile application;
3. A savings account with or without remuneration;
4. El Amane insurance.
1. A CIB BDL interbank card;
2. Access to the BDL mobile application;
3. A savings account with or without remuneration;
4. El Amane insurance.
This type of transfer concerns all bank accounts authorized to execute transfers domiciled at Banque BDL with the exception of currency accounts.
The membership fees for the permanent transfer service are 1,000 DA upon signing the Agreement.
TheAgreement is valid until it is terminated by the customer concerned.
Indeed, the customer's account must be domiciled at the Banque de Développement Local - BDL.
No, the permanent transfer is not maintained if the authorizing account is not funded. You must ensure that the funds in your account are sufficient. Otherwise, the transfer order will be rejected.
The permanent transfer can be triggered on a date fixed beforehand (according to the customer's choice), the effective date and the period of validity must be fixed by the customer.
This periodicity can be fixed in such a way :
1. Daily;
2. Weekly;
3. Monthly;
4. Quarterly;
5. Half-yearly;
6. Annual.
This periodicity can be fixed in such a way :
1. Daily;
2. Weekly;
3. Monthly;
4. Quarterly;
5. Half-yearly;
6. Annual.
The amount must be determined by the client according to the following condition:
1. Internal transfer :
Minimum amount: 500 DZD;
Maximum amount : Unlimited
1. Externall transfer :
Minimum amount: 500 DA;
Maximum amount : Less tahn 1 000 000.00 DZD.
1. Internal transfer :
Minimum amount: 500 DZD;
Maximum amount : Unlimited
1. Externall transfer :
Minimum amount: 500 DA;
Maximum amount : Less tahn 1 000 000.00 DZD.
No, the permanent transfer can only be ordered for one beneficiary.
Yes, the transfer can be ordered for the benefit of a CCP account like any other external type transfer to a beneficiary domiciled in another bank.
Thanks to the BDL mobile application you can access your account from your smartphone..
The permanent transfer commission is 10 DA regardless of the type of transfer.
Yes, the customer has the option of terminating their subscription to the BDL permanent transfer service at any time. However, it will be necessary to have made a first transfer.