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Finance Islamique
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Services

WIMPAY-BDL

What is it ?

WIMPAY BDL is a mobile payment service that allows users to perform payment transactions quickly, simply, and securely via a smartphone. Whether it’s for paying purchases,  or transferring money, through scanning a generated QR code.

Main Features :
Instant money transfer between users;
Payment of expenses through scanning a generated QR code;
Tracking of balance and transaction history;
Available on iOS and Android, with a user-friendly interface.
Eligibility :
The WIMPAY BDL mobile payment app is designed for individuals who wish to make payments via their smartphones and for merchants who want to charge their sales via their smartphones as well.
Pricing :

Subscription:

Individual: 100 DZD;
Professional: 250 DZD;
Business: 500 DZD.
Advantages :
Ease of use: Intuitive interface for performing transactions with a few SWIPES and TAPS;
Time-saving: Fast transactions without the need for travel;
Security: Protection of data and transactions with advanced encryption.
Technical Features :
Real-time balance update after each transaction;
Transaction history available in the app;
Instant notifications for every transaction.
Conditions :
For Individuals :
Be a customer of the bank.
Have a checking account.
Provide a valid email address and phone number.
Sign the contract at the home branch.
For Professionals and Companies :
Be a customer of the bank.
Have a current account.
Provide a valid email address and phone number.
Sign the contract at the home branch.
The account holder must designate the user of the mobile payment solution.
The company must be registered under Algerian law.
Availability :

The WIMPAY BDL app is available for download on the App Store and Play Store. The service is accessible 24/7, allowing users to perform transactions at any time.

WIMPAY BDL Subscription

Get closer to the BDL

Sign the contract at your agency with the assistance of your sales advisor.

Retrieve your contract

Retrieve your contract

Manage your expenses

Make payments securely using your smartphone. Whether it's for shopping, or transferring money, through the scan of a generated QR code

FAQ

WIMPAY BDL is a mobile payment method that allows you to perform payment transactions and settle expenses through the scanning of a generated QR code. WIMPAY BDL also allows users to initiate money transfers between individuals.
BDL Mobile Banking is a comprehensive banking service that covers all of your banking operations.
WIMPAY BDL is a specific feature of Mobile Banking that focuses on contactless payments.

You can download the WIMPAY app from the App Store or Play Store by searching for "WIMPAY BDL". Follow the instructions for installation.
After downloading the app, follow the steps to create your account. You will need to visit your branch with your ID to sign the contract and receive your access.
With WIMPAY, you can make online payments, transfer money between users, and pay for purchases at merchants.
Minimal fees are applied as follows:

Subscription:
Individual: 100 DZD;
Professional: 250 DZD;
Business: 500 DZD.

For each transaction, you will receive an electronic receipt that you can keep on your phone or print if necessary.

The app is primarily designed for transactions within Algeria.
Yes, you can use WIMPAY BDL to make payments at other banks, including Algérie Poste, thanks to the banking interoperability in Algeria.
You can even transfer money to clients of other banks or Algérie Poste.
If you forget your password, use the "Forgot Password" option on the login screen. You will receive instructions to reset it.
The WIMPAY BDL app is compatible with most smartphones running Android and iOS. Check the system requirements in the App Store or Play Store before downloading.
For both payments and transfers, both the sender and the recipient must be subscribers to mobile payments at a bank or post office.
The payment is a proximity payment where the merchant generates a QR code containing their information and transaction details, such as merchant name, amount, date, and time. The paying customer scans the QR code, verifies the information displayed on their device, validates it, and confirms the payment. Both parties will receive a notification confirming that the transaction was successful.
We use advanced encryption technologies to protect your information.
We use state-of-the-art encryption technologies, such as SSL (Secure Socket Layer), and two-factor authentication protocols to ensure the security of your data by matching the device used with the user’s phone number.
Each transaction is also validated by a 4-digit PIN or the user's biometric fingerprint.

Each transaction is verified in real-time by our system, which analyzes the data to detect any suspicious activity. If there are doubts, additional verification may be requested.
• Transfer: Up to 3 transactions per day, with a maximum amount of 50,000 DA per transaction.
• Payment: Capped at 200,000 DA, depending on the merchant's category.
You can view the history of your transactions directly in the app, where each operation is detailed with the date, amount, and transaction status.
If a transaction fails or you encounter a problem, please contact our customer service immediately at 021 99 48 00.
Transactions cannot be canceled once they have been confirmed. It is important to check the details before finalizing the payment.
However, the merchant can refund you through a transfer from their app.
Your balance is updated automatically after each successful transaction. You can view your balance in real-time in the app.
If your balance does not update after a transaction, check your internet connection. If the problem persists, contact our customer service at 021 99 48 00 for assistance.
Yes, you can make money transfers at any time, 7 days a week, and the funds will be available instantly for the recipient.